DeeDee Riley
Direct: (916) 225-2719
Mobile: (916) 225-2719
Fax: (916) 294-8632
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Buyer Information

Lyon Real Estate
El Dorado Hills Office

Whether you are a first time buyer or this will be your third home purchase, below is a great deal of helpful information that will keep you informed during the home buying process and beyond.  When you're ready to buy real estate, whether it be a home, condo, vacant land, or multi-family properties I am here to assist you and work throughout the Sacramento Region.  
Bank Owned Properties
Thinking about buying a bank-owned home?
Tricks and Traps in Buying Foreclosures
 
Credits and Taxes
What Are Mello Roos?
Proposition 90 / 110 in El Dorado County
Tax Benefits of Owning a Home
 
Finding a Good Agent
What I Can do for You
Benefits of a Buyer's Agent
 
Preparing To Buy a Home
Getting Prepared
Getting Pre-Approved
MyFico.com
Understanding Your Credit Score
Improving Your Credit
First Time Buyers
Renting vs. Owning
How Much Do I Need
What Can I Afford?
Income vs. Debt Ratios
Estimate Your Buying Power
Examining Your Credit History
Buying Again After a Bankruptcy, Foreclosure, or Short Sale
 
Finding A Property
Are You Ready To Find A Property?
3 Types of Homes Offered for Sale in Today's Market
Understanding the MLS Listing Status
Real Estate Terms and Acronyms
Think Twice About Those HOA Dues!
Visiting Open Homes
Using A Property Checklist
Other Considerations
You're Really Not Wasting My Time
 
Making an Offer
The Basics Of Making An Offer
What You Need To Know
The Purchase Agreement
Negotiating
How Much Should I Offer?
 
Finding a Home Loan
What Is A Mortgage?
Typical Mortgage Providers
Choosing A Mortgage
Fixed Rate Mortgages
Adjustable Rate Mortgages
Common Questions
Loan Applications
Loan Application Checklist
The Underwriter
What Will Be Included In My Mortgage Payments?
Your Rights As A Consumer
FHA Home Requirements
 
Closing The Deal
What Is Escrow?
The Sale Process
Buyer Disclosures 101
Your Responsibilities
Avoiding Surprises at the Closing Table
The Loan Process
Closing Costs
Who Pays For What?
The Escrow Process
Property Tax Calendar
3 Deal Killers and How Buyers Can Avoid Them